Step 2 of 4 The Process

How We Calculate Your Cash Offer

Market value, minus honest repair math

Once our team has reviewed the property, the offer itself comes down to a simple formula: the home's market value, minus an itemized estimate of what it would cost to fix it up. That's the whole mechanic. There's no hidden formula and no arbitrary number — just market value on one side and real repair costs on the other.

This is usually the part sellers have the most questions about, and it's worth being direct about it: the number we offer is lower than what a fully-renovated house might list for on the open market. That's by design, and it's the honest version of the math, not a lowball tactic.

Where the number actually comes from

We itemize the repair side rather than pulling a number out of the air. Common factors include a roof replacement (commonly around $10,000), a kitchen remodel ($20,000 or more), plus plumbing issues, foundation problems, bathroom remodels, outdated electrical, and damaged flooring where they apply. Every one of those is a real cost someone would have to pay before the house could sell at a renovated, open-market price.

We'd rather show you that math than hide it. A transparent process means no pressure and no surprises later — you see exactly which factors brought the number to where it landed, and you're free to ask about any of them before deciding anything.

Why it beats the renovated listing price, in practice

A higher open-market price assumes the repairs are already done, the house is staged and shown for weeks or months, and a portion of the sale goes to agent commissions at the end. Our cash number reflects the house exactly as it sits today, and it comes with no repair bills, no showings, and no commissions taken off the top — you're comparing a real number now against a hypothetical one later.